DIRECTV CLASS ACTION CHALLENGES UNDISCLOSED ‘HARD’ CREDIT CHECKS

A class action lawsuit alleging that DirecTV violates the Fair Credit Reporting Act by running “hard” credit checks on customers and even others without their knowledge was filed in California federal court.

Lead plaintiff, Jon Wulf Amadeus Adler, alleges in his class action lawsuit that the television service not only runs credit checks on customers, but also on those who have not even contacted the company about purchasing TV packages.

Adler says that the credit checks run “routinely and systematically” by DirecTV negatively affect credit reports and are done without consumers’ consent or knowledge.

The plaintiff claims that he noticed several “hard” pulls on his credit report stemming from DirecTV. He says that his credit score was negatively affected by the unpermitted credit pulls from the company. Additionally, he says that he and other potential Class Members hadn’t had any interest or made any inquiry into DirecTV services.

“After noticing the unauthorized hard pulls from defendant and that these pulls would negatively affect credit scores, plaintiff and the proposed class members were shocked, embarrassed and felt a sense of personal and identity insecurity due to defendants’ willful conduct,” alleges the DirecTV class action lawsuit.

The plaintiff says that when he contacted DirecTV to remove the credit pulls, he became aware that the company knew it was making these damaging hard pulls on individuals’ credit scores without consumers’ consent or knowledge.

The federal Fair Credit Reporting Act prohibits companies from pulling individuals’ credit scores without a legitimate purpose. Companies can ask for credit reports in an effort to advertise credit to qualified consumers, but these pulls are considered “soft” and do not affect credit scores.

The DirecTV class action lawsuit alleges that DirecTV has instead been pulling “hard” credit scores. Hard credit scores give creditors a reason to deny the extension of a loan or credit and have a negative affect on a person’s credit score. Negative reports on a person’s credit score can make it more expensive for them to obtain everything from a home or car loan, get a job offer, or even rent an apartment.

“Defendants, without permission, conducted hard credit pulls … on plaintiff and proposed class members’ credit histories, without any authorization, prior relationship or interactions initiated by plaintiff or proposed class members, which necessarily adversely affected their credit scores,” alleges the DirecTV class action lawsuit. “Defendants’ misleading and arbitrary conduct violates both federal and California law.”

Adler seeks to represent a nationwide Class of those who were subject to a hard credit inquiry by DirecTV within the past five years. The plaintiff says that DirecTV’s action violates the FCRA as well as California law.

The plaintiff is seeking statutory and punitive damages, as well as a court order stopping DirecTV from making hard credit pulls.

Adler is represented by Eric B. Kingsley, Kelsey M. Szamet and Arthur N. Four of Kingsley & Kingsley APC.

The DirecTV Hard Credit Pull Class Action Lawsuit is Jon Wulf Amadeus Adler v. DirecTV LLC, et al., Case No. 2:18-­cv-­01665, in the U.S. District Court for the Central District of California.

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18 comments

    • YOU like free handouts brother that’s why YOU will burn in hell forever once I take the title off of you in SummerSlam brother. Willy good to have you back glad you found the baby powder and vaseline now make like a good little boy and spread em.

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      • I see you are still in your little world of a sick mind. GOD gave you a warning and you best take him serious.

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    • Here’s your warning Willy your pussy is gonna burn off gonereah because your priest didn’t love you enough to rape you so now you preach your bullshit where’s your God to save you from macho madness Willy. It isn’t gonna happen spread your fingers to a peace sign while you have your seat you may get more please and not be such a god loving pussy

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    • Space mountain wouldn’t do him any good brother his head is too far up his own ass hoping to get every scent that lingers from where machos slim Jim has been. O ya. Willy YOU don’t scare anyone because your a bitch brother.

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      • YOU two live in a perverted fantasy world, but HELL IS the one your on track to attend and it is not a fantasy you are going to enjoy. I am not trying to scare anyone, but warn you of the day of your own destruction and making. THE warnings are from GOD and if he does not count to you, you have only yourself s to blame. I am not wasting anymore time on you.

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  1. WOOOOO!!!! WILLY, WITH ALL THE PREACHING YOU DO, I ASSUME THAT YOU HAVE RAPED SOME CHOIR BOYS!!! WOOOO! GOD DIDNT PUT YOU ON THIS EARTH, YOUR MOTHER DID, WITH A LARGE DONATION OF SEMEN FROM THE NATURE BOY! WOOOOOOO!!! YOUR MOTHER LOVED HAVING HER TAINT TICKLED BY MY FEATHER BOA!!!! WOOOO! WILLY, YOU WANNA BE THE MAN, YOU GOTTA BEAT THE MAN. AND THE NATURE BOY THINKS YOUR TOO MUCH OF A LITTLE BITCH TO EVEN BE A MAN! WOOOO!!!!!

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  2. WOOOO! WILLY, DONT START CRYING TO JASON AGAIN UNLESS HES YOUR TAG TEAM PARTNER! WOOOOOO!!!! WILD WILLY AND “no one” IN A TAG TEAM MATCH VS. RIC FLAIR AND MACHO MAN! WOOOOO!!!! WILD WILLY! IT TAKES TWO TO TANGO AND “GOD” WILL NOT PROTECT YOU IN THE RING!!!!WOOOOOO!!!!!

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    • So will you as your eating my ass with your tongue and tugging my slim Jim from behind. YOU better quit with the vulgur shit Willis your lucky I let you like my ass crack with that mouth brother.

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      • Both of you are a disgrace to the human race as men. You threaten an old handicapped man with your disrespect. Downgrade women and shoot your mouth off to GOD. I am sure the wrestling affiliates would find you a total imbursement. I tried to bring you the gift of salvation through Jesus Christ and you turn on me. MY lord said these things would happen as our fight is with the sprits of darkness which is much of what you two have shown. GOD will deal with you in his own way. I can only hope you see the truth of your sinful ways before it is too late, BUT you will hear nothing more from me.

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